Speak with a licensed agent · Call (561) 660-9102
ACA Marketplace Coverage

See if you may qualify for $0 premium health coverage.

A licensed agent reviews your situation in under 10 minutes and walks you through ACA Marketplace plans, subsidy eligibility, and private options — no obligation, no pressure. Serving 23 states.

  • Find out if you qualify for premium tax credits in minutes
  • Compare ACA Marketplace, private, dental, vision & more
  • Speak with a real, licensed agent — not a call center
Licensed in 23 states 10-min review No cost to you
4 of 5enrollees got financial help in 2024*
$0premium plans for many qualifiers
10 minaverage eligibility review
23states licensed
What you get

Clarity on coverage — without the runaround.

The ACA Marketplace can feel overwhelming. We make it simple, fast, and personal.

Subsidy check

See if your income may qualify you for premium tax credits and cost-sharing reductions.

Plans built for your family

Compare carriers and networks side-by-side — keep your doctors when possible.

Real conversation

Talk to a licensed agent who actually listens — no robocalls, no high-pressure scripts.

Beyond major medical

Dental, vision, hospital indemnity, and short-term medical — bundled to fit your budget.

How it works

Three steps. One short call.

Most people get an answer in their first conversation.

Tell us a few details

Household size, ZIP code, and a rough income estimate — nothing more.

We check your options

Subsidy eligibility, available carriers in your area, and any plans that fit your doctor list.

You decide — or don't

Zero pressure. If nothing fits, we'll tell you straight. If it does, we enroll you on the spot.

Who you'll talk to

A licensed agent. Not a call center.

You'll work directly with the same person from your first call through enrollment.

ZK

Zuriel Kinlock

Licensed Health Insurance Agent · Serving 23 States

"My job is to make health insurance make sense. I'll walk you through what's actually available in your area, what you may qualify for, and what to skip. No fluff, no upsell."

Based in Delray Beach, FL Licensed in 23 states ACA Marketplace certified
Do we serve your state?

Licensed in 23 states — including yours, likely.

If you live in one of these states, we can review your ACA options today.

ALARAZFL GAINIAKS KYLAMIMS MOMTNVNH NCNDOKPA SCTXVA

Don't see your state? Call us — we can refer you to a trusted licensed agent in your area.

Common questions

What people ask before they call.

If you're wondering, you're not the only one.

Is there a cost to talk with you?
No. Consultations are free with no obligation to enroll. Licensed agents are paid by the insurance carrier when a plan is selected — not by you.
How do I know if I qualify for a subsidy?
Eligibility depends on household size, estimated income, location, and other factors. We check it during the call so you get a clear answer the same day. Many households qualify for help — some for $0 premium plans.
Can I keep my current doctor?
Often, yes. We check your doctor and prescription list against each plan's network before you commit, so there are no surprises.
What if I missed Open Enrollment?
You may still qualify through a Special Enrollment Period if you've had a recent life event (job change, move, marriage, baby, loss of coverage). We'll check eligibility on the call.
Are you connected to the government or Medicare?
No. Smooth Health Solutions is a private marketing brand for Zuriel Kinlock, a licensed insurance agent. We are not connected with or endorsed by the U.S. government, CMS, the federal Medicare program, or HealthCare.gov.

Pick a time that works for you.

Same-day calls usually available.

By scheduling, you agree to our Privacy Policy and Terms of Service. Booking an appointment does not guarantee eligibility, plan availability, or approval — a licensed agent will review your situation during the call.

Prefer to just call?

One short conversation, real answers, no pressure.

Mon–Fri 9 AM–7 PM · Sat 10 AM–2 PM ET

*According to KFF analysis of 2024 ACA Marketplace open enrollment data. Subsidy eligibility and plan availability vary by household size, income, ZIP code, and other factors. Actual savings are not guaranteed and depend on the plan selected, carrier offerings, and your specific circumstances.

Smooth Health Solutions is a marketing brand for Zuriel Kinlock, a licensed health insurance agent in the following states: AL, AR, AZ, FL, GA, IN, IA, KS, KY, LA, MI, MS, MO, MT, NV, NH, NC, ND, OK, PA, SC, TX, and VA. Services are not available in states where the agent is not licensed. We are not connected with or endorsed by the U.S. government, the federal Medicare program, the Centers for Medicare & Medicaid Services (CMS), or HealthCare.gov. Plan benefits, premiums, and availability are subject to change. By submitting a request, you authorize a licensed agent to contact you about health coverage options. This is a solicitation for insurance.

4781 S Citation Dr, Delray Beach, FL 33445 · (561) 660-9102
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